Client Login Merchants | Agents | Gateway | PCI Search: Home About Us Company Our Team Contact Us Testimonials Privacy Services Partners Answers What is a merchant account? How do I apply for a merchant account or payment gateway? How long does it take to set up a merchant account? Do I need a business license? If I have bad credit, can I be approved? If I have more than one business, do I need more than one account? What is the difference between a retail and a MOTO account? Can I open a seasonal account? Can I use my existing checking account? How do I change my DDA (Direct Deposit Account)? How do I receive my funds? How soon will I have access to my funds? Do I need a dedicated phone line? Can I use a credit card terminal that I already own? Will I receive a monthly statement? Can I view/monitor my activity online? Which credit cards will I be able to accept? Can I accept debit cards from customers? What is the difference between signature debit and PIN-based debit? What is a discount rate? What is a qualified rate? What is a mid-qualified rate? What is a non-qualified rate? What is AVS? What are CVV/CV2/CID codes? What is a per transaction fee? What is a chargeback? What is a retrieval request? What is a payment gateway and is it secure? Can I use a terminal with an internet connection/DSL? Can I process wireless or WIFI? What is an Electronic Check Transfer? What is PCI? How do I know the rules and regulations of credit card processing? If I need help, who should I contact? News Events Newsletter Forms Subscribe to our newsletter Unable to save captcha-image.