What is a qualified rate?

The qualified rate is charged for a normal payment made on a standard credit card. These transactions are the least expensive for merchants because they carry the smallest risk of fraud or human error. Debit/check cards fall into the qualified rate category unless they are manually keyed into the terminal.

Answers | Our Experts Respond to Your Questions


Payment Systems Worldwide answers the most common merchant questions. If you have a question not answered below, please don’t hesitate to contact us.