What is a non-qualified rate?

The non-qualified rate is the highest rate a merchant can be charged for a credit card transaction. This rate is charged when a sales clerk manually enters a card and does not perform address verification or when other necessary information is absent at the time of the transaction. Most corporate and promotional cards fall into the non-qualified category.

Answers | Our Experts Respond to Your Questions

Payment Systems Worldwide answers the most common merchant questions. If you have a question not answered below, please don’t hesitate to contact us.